About Us
Our mission is to provide liquidity, stability and affordability to the U.S. housing market in all economic environments.
Freddie Mac was chartered by Congress in 1970 to support the U.S. housing finance system and help ensure a reliable and affordable supply of mortgage funds across the country.
We operate in the U.S. secondary mortgage market, purchasing from lenders single-family and multifamily residential mortgage loans. With the money that lenders receive in return, they can make loans to other qualified borrowers. We do not originate mortgage loans or lend money directly to mortgage borrowers.
In most instances, Freddie Mac packages the loans we buy into securities, which are sold in the global capital markets. This transfers interest-rate and liquidity risks to third-party investors.
By providing consistent liquidity to mortgage markets, we enable America’s families to access mortgage loan financing with better terms and support the overall economy. We also help ensure stability in the market during times of crisis.
How We Serve the Housing Market
Liquidity
We keep mortgage money flowing through the housing market in all communities throughout the United States and its territories.
Stability
Our support for the housing market in all economic environments helps families rent, buy and keep homes they can afford.
Affordability
We are committed to creating a more affordable and sustainable housing finance system. We are also working on ways to address the lack of affordable housing supply by incentivizing creation, preservation and rehabilitation.
Our Impact by the Numbers
Over more than five decades, we have provided more than $14 trillion to make home possible for more than 92 million owners and renters.
830,000
Single-family home purchases financed over the last 12 months
52%
Of single-family loans purchased over the last 12 months supported first-time homebuyers
550,000
Multifamily apartment homes financed over the last 12 months
93%
Of apartments financed over the last 12 months are affordable to moderate- and low-income renters
Financials, Report and Plans
Duty to Serve
Through our Duty to Serve efforts, we are providing additional liquidity to support rural housing, manufactured housing and affordable housing preservation that will benefit the nation for generations to come.